Paying for vehicle repair costs and medical needs are usually some of the last things on a person's mind after an auto accident. The moments after a collision are chaotic. An injured person may give little thought to the financial consequences of the crash as he or she is being transported to the hospital. However, as the initial shock of the accident wears off, questions about how to pay for the repairs and medical bills may begin to arise. The question of financial responsibility is especially pressing if the at-fault driver is uninsured or underinsured.
Reimbursement for Accident-Related Costs When the At-Fault Party is Uninsured
Michigan law mandates auto insurance. Unfortunately, some people drive without auto insurance or, more commonly, without enough auto insurance. If you were hit by a drunk driver, distracted driver, or someone who was driving negligently and you find out they do not have insurance, you may understandably worry.
Fortunately, there may still be a way to recover compensation after an accident with an uninsured driver. Many people have uninsured and underinsured motorist coverage. This coverage is designed for exactly this type of situation. If you were hit by an uninsured driver, you may be able to file a claim with your own insurance company to get compensation. A personal injury attorney can advocate for you and communicate with the insurance company on your behalf during this process.
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